Payoff Statement
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    Guaranteed Rate Payoff Request

    Official Website

    Contact Information

    NMLS Number: 2611
    800-263-4159
    servicing@rate.com

    Address

    3940 North Ravenswood
    Chicago, IL 60613

    Instructions

    For payoff information, contact Customer Service at 866-681-2264 or email support@myrateservicing.com.

    Prompt Details

    Updated 1/22/2025

    Thank you for calling Guaranteed Rate. Please be aware that our menu options have changed.

    Para español, presione 2.

    We need some information to enter your loan number:

    • Press 1 to enter your social security number
    • Press 2 to enter your loan number

    Important Tax Information: Your 2024 IRA tax forms and annual notices will be included with your January 2025 billing statement, mailed no later than January 31st, 2025. If you are enrolled in paperless statements, these will be available at www.rate.com/fm by signing in and selecting Account Management > Document Center.

    Please note: If your loan servicing was transferred in 2024, you may receive multiple 1098 tax forms, one from each mortgage servicer.

    Main Menu Options:

    • Press 1 for payment information including payoff
    • Press 2 for escrow information
    • Press 3 for tax and insurance
    • Press 4 for business hours
    • Press 5 for heloc information
    • Press 6 for online technical support
    • Press 7 to speak with a customer service agent

    Guaranteed Rate Payoff Request Turnaround Time

    Expected turnaround time for payoff requests to Guaranteed Rate is 1-4 business days.